087 16000 99
Have Any Questions?
087 16000 99
Have Any Questions?

Steer Optimal Portfolio

Active management married with tax efficiency
Tax efficient investing

The Portfolio aims to provide moderate capital growth within a tax-friendly structure

Description

This service offering is specifically aimed towards the South African individual, Trust or Company with investment capital of at least R2M who desires moderate capital growth, within a flexible and tax friendly structure, actively managed and have an investment horison of 5 years.

The ongoing tax burden

It is our experience that the ongoing tax burden on a South African discretionary investment could amount between 1-3% per annum depending on the investor type, tax rate, size of the portfolio and underlying assets in the portfolio. Most investors do not relate this tax obligation as a direct drag on investment performance as tax is only payable a year after it was incurred. The right structure can eliminate the ongoing tax liability on your portfolio. That means that your portfolio can accumulate from a higher basis every year by simply structuring it correctly.

Specialised Advice

This service and product offering is only accessible through the involvement of accredited financial advisor. The sophistication and flexibility of the product and service requires specialised council, planning and management to ensure the optimal outcome is achieved for every investor. Contact us for more information.

Objective

The portfolio aims to provide moderate capital growth and to outperform its benchmark on a risk adjusted return basis over any rolling 12m period. This is achieved by diversifying between unrelated asset classes and the active management of known risks as steered by the investment process of each of the managers that we in the portfolio.

Strategy

The strategy focusses on asset allocation as the main contributor of returns. The active management process is optimised by the inclusion of multiple managers which provides an additional layer of diversification. Tactical decisions are therefore balanced and weighted across multiple managers and asset classes. The portfolio is structured within a tax friendly vehicle which can be seen as a further growth enhancer in combination with the investment strategy.
The Steer Optimal Portfolio can only be accessed through Investec Bank and Investec Life.

Performance net of fees with all distributions reinvested

Historical draw down periods

12 month risk return profile

Downloads

Steer Optimal Portfolio Factsheet April 2025 (PDF)
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